I’m really disappointed that Lib Dem Transport MP Norman Baker has announced that the coalition government will not change Crash Liability.

Crash liability in Europe is where the weakest party involved with a crash is assumed innocent until proven guilty. So a cyclist hitting a pedestrian would be  assumed guilty unless they prove their innocence. Equally a lorry crashing into a car would be assumed guilty.

The govt and UK car lobbyists argument is that everyone should be assumed innocent. But this results in the weaker road users going uncompensated for years if they received it at all. Both parties remain involved in litigation for many years. The only real beneficiaries of current system are lawyers.

But sharing the same insurance rules as Europe would mean one insurance regime dramatically increasing the competition and lowering prices. It would also see crashes being resolved years sooner.